15 Credits: The BC Agent/Advisor CE Package 2027

While it is true that AI is changing every day, there are certain basic knowledge-driven concepts about the technology that you should know. Be prepared to answer client questions such as:

• is AI being used in my application and account?
• will I have any issues about keeping my information private so I am not scammed?
• what do you think about AI? Is it as good/bad as they say?

You need this course to answer these and the myriad other questions centred on artificial intelligence (AI) in your business. It covers background on the development of AI, how the technology functions to scour sources of public and private data, AI disadvantages and advantages, investing in AI, and tackles the question of whether AI works to serve the best interests of clients. With insights from some tech leaders and other expert sources, AI is put into perspective to give you multiple takeaways so you too can challenge what you read and hear about AI.

You can learn about the outcome of our small test of an investment recommendation when subjected to AI. Read how AI bias can have life-changing financial impacts.

Includes a valuable checklist with tips to identify fake information.

The information in this course can be thought provoking, stimulating and scary. You need to know about AI; AI in Financial Services is your reliable source for the information you need.

The theory and mechanics of insuring the need for life insurance is fundamental: how much, to whom, and when. The idea of the death benefit may be a somewhat vague notion --- overlooked because of its association with mortality and the end of life. However, the death benefit is the reason that many policyowners acquire a policy. This course takes the concept of the death benefit --- and under your guidance---let’s you say to the policyowner, here’s what to do with the money.

The Intersection of Insurance and Investment addresses the basics of coverage and proceeds to address how the sum of the death benefit can be managed, the risks faced by a beneficiary that insurance proceeds might help mitigate, and the investment products that will be suitable for investment of the death benefit.

You benefit by the ability you will gain in planning the process and advising at each step. This is not a course for the advisor seeking a transactional sale. It is for the advisor who:

• Seeks reputational excellence through knowledge and its disclosure;
• Chooses in-depth analysis to back recommendations;
• Pursues a course of action to put client interest first.

Evaluating responses to these questions through the lens of ethical obligations affirms a standard of professional conduct that goes beyond minimum, baseline expectations. In doing so, you distinguish yourself among exceptional industry professionals. Making this commitment is ultimately reflected in stronger client relationships and enhanced client experiences.

Are you ready to shape your personal standard for personal integrity and conduct? Are you ready to find where insurance meets investment?

What is the value of having a will compared to not having a will and dying intestate?

How about?

• the degree of certainty it brings an individual in their lives;
• the control it exerts over the disposition of assets;
• the desire not to leave things to chance;
• to ensure care for loved ones;
• relieving survivors from decisions they may not want to make.

Those benefits are a valuable proposition for your clients. Of course, you want your clients to experience these advantages. This course will show you how. You will also learn common mistakes made in will preparation and receive a highly useful Asset Inventory form and a Beneficiary Endowment form for use with clients.

The value you deliver with this information is deeply meaningful to clients. Don’t hesitate to add this knowledge to your skill set.